Sonia Garibay

Mortgage Loan Originator

NMLS#: 292640

321 E. Main Street

Turlock, California 95380

I have lived in Turlock since 1996 and I have been married to my husband, Jose, for 25 years and we recently traveled to Europe to celebrate our 25th wedding anniversary. We have 3 boys, Eric, 23, Andrew, 21, and Nathaniel, 18: they are my biggest joy in life.

I am fluent in Spanish and have 17 years’ experience in mortgage lending, and just celebrated my 8 year anniversary with Scenic Oaks Funding. I have won the Presidents Club Award in 2014, 2015, 2016, and 2017.

I am committed to making the process of obtaining a mortgage stress-free. My long-term goals are to create life-long relationships with those I work with by providing a personalized high level of service. I’m devoted to providing you with the attention-to-detail, open communication, and personal service warranted for a pleasurable lending experience.

Whether you are purchasing a home, seeking investment property, or simply realigning assets, I am devoted to determining the best-fit loan program that satisfies your current needs both in the short and long term.