Michael Chinn

Mortgage Loan Originator

NMLS#: 1538210

2280 Del Paso Road #100

Sacramento, CA  95834

I was born and raised in Northern California and have lived in Folsom for 5 years. I entered the mortgage industry 7 years ago, starting out in refinance heavy market before moving into a more purchase focused role. Helping others has always been deep seated desire in my heart dating back to my time as a Firefighter/EMT and volunteerism.

My career as a loan officer functions as an extension of this, helping people purchase their dream homes and for many their very first home. I specialize in first time homebuyer programs and I’m a local expert on down payment assistance programs.

I strive to make to process as stress-free as possible through open and honest communication, a high attention to detail, leveraging my extensive knowledge of the industry, and most importantly educating my clients so they can make the best choices for them and their families. I don’t sell loans, I build long-term relationships and will ensure every experience you have you have with me, whether purchasing a home or refinance is exceptional and memorable.